Floor insulation subsidy 2023 - premium conditions for floor structures

by Staenis | 12/06/2023

Subsidy floor insulation 2023: easily meet the premium conditions with these floor structures

Are you going to renovate a house, and also renew the floor? Then every saving is included. Remember: you can also receive renovation premiums in 2023. Be sure to inquire about the subsidy for floor insulation, because this financial support can reduce the costs of your floor renovation and shorten the payback period. Find out what the subsidy for floor insulation entails, and with which floor structure you can easily meet the premium conditions.

Floor renovation? Don't forget your floor insulation!

When renovating your floor, you also think about floor insulation. With an insulated floor, you need to heat less to achieve the same temperature in your home. This saves you up to 15% on your energy bill. In addition, floor insulation provides comfort and has a sound-absorbing effect. And of course insulating your floor is also good for the environment, because you will have to heat less.

In this article you will discover which subsidies for floor insulation there are in 2023. We will also tell you which approach you should choose to be eligible for premiums. You will soon be able to make a smart choice from various types of floor insulation, including EPS floor insulation, PUR floor insulation and insulation boards.

Which floor insulation and floor structure to choose?

To receive a subsidy for floor insulation, your project and floor insulation must meet specific conditions. For example, if you want to qualify for the My Renovation Premium (floor category) from the Flemish government, then Rd- value of your floor or basement ceiling at least 2 m²K/W. This insulation value indicates how well an insulation material (eg floor insulation) of a certain thickness insulates thermally. Check below which floor constructions can easily meet this requirement and discover the ideal floor construction for your project.

Good to know: To be eligible for the floor insulation subsidy (Mijn Verbouwpremie) from the Flemish government, your floor insulation must be installed by a recognized contractor.

Subsidy floor insulation: discover possible floor constructions

EPS floor insulation: floor construction screed with insulation screed

This floor construction with EPS floor insulation consists of 2 layers. This is because an insulation screed is installed under your screed, which functions as floor insulation. Insulation screed consists of EPS beads mixed with cement and additives. The lambda value of the EPS beads is low, which means that the material has a high insulating effect. This allows you to enjoy a pleasant floor temperature and thermal comfort in the home.

The insulation screed layer has a high load-bearing capacity, does not require any reinforcement for this application and has a seamless finish with less construction height, which is useful for renovations. This floor construction with insulation screed is ideal for your attic or bathroom, for example, but is also suitable for a ground floor or basement. View this floor structure with EPS floor insulation and discover the possible finishes. Minimum height of this floor structure: + 9.5 cm. Calculate at least 8 cm EPS to achieve the insulation values of 2 m²K/W.

EPS floor insulation to replace the concrete slab: screed with insulated concrete slab

With this floor construction, a concrete reinforcement and foil is placed, after which the space is filled with a layer of insulation screed of at least 15 cm thick. The insulation screed, consisting of EPS floor insulation, replaces the traditional concrete slab. Make sure that the insulation screed is applied evenly and flat. If you want to easily install your floor structure yourself with the handy Staenis grid, the difference in height may not exceed 2 centimetres. View the manual for installing this floor construction with insulated concrete slab. Minimum height of this floor structure: + 20 cm. With a minimum of 15 cm EPS you will certainly achieve the insulation values of 2 m²K/W.

Combination of EPS floor insulation and PUR: floor construction screed with PUR floor insulation boards

With this floor construction with concrete slab for a ground floor or cellar, the substrate consists of PUR floor insulation (PUR slabs). The unevenness of the substrate and the pipes is leveled out with insulation screed. The insulation boards and screed are placed on the layer of insulation screed. Learn more about installing this floor structure with PUR floor insulation. Minimum height of this floor construction: + 12.5 cm. You will probably need 6 cm of EPS to level out just above the tubes. Place at least 2 cm PUR plates above this to achieve the insulation values of 2 m²K/W.

Good to know: Insulating your floor with insulation screed and PUR insulation boards has several advantages over sprayed PUR and screed. The thinner applied insulation screed is better for the environment, while the loosely placed PUR insulation boards can be reused later. In addition, the non-shrinking PUR insulation boards provide a more stable surface for screed. Et voilà, a flatter and more durable end result with a uniform thickness.

PUR floor insulation: floor construction screed with sprayed PUR

With this floor construction with concrete slab for a ground floor or basement, the substrate consists of sprayed PUR floor insulation. A specialized company applies the PUR floor insulation under the screed. View the specifications of this floor construction with PUR floor insulation for more info.Minimum height of this floor construction: + 7.5 cm. With a minimum of 5 cm of sprayed PUR you can achieve insulation values of 2 m²K/W.

Attention: sprayed PUR floor insulation is harmful to the environment and your health. We do not recommend using sprayed polyurethane foam (PUR) as floor insulation, because of the serious health risks and the adverse effects for the environment. Sprayed PUR floor insulation can release volatile organic compounds (VOC) and degrade indoor air quality. This can lead to respiratory irritation, allergic reactions and other health problems. In addition, the production process is harmful to the environment. Look out for responsible alternatives to sprayed PUR floor insulation, such as ecological floor insulation (cellulose fibres, hemp or flax fibres) and mineral wool. EPS floor insulation and XPS floor insulation are also more environmentally friendly options.

What subsidies for floor insulation will there be in 2023?

Those who renovate and insulate their floor on the open ground or their ceiling in the basement/crawl space in 2023 may be eligible for various premiums, including the floor insulation subsidy. Discover which premiums and subsidies your floor insulation project is eligible for.

Subsidy for floor insulation in Flanders: Mijn VerbouwPremie

Are you going to insulate the floor of your home or apartment in Flanders? Is the building at least 15 years old? Then be sure to discover Mijn VerbouwPremie, the unified premium from the Flemish government for renovation and energy-saving investments.

Various categories of work are eligible for My Renovation Premium, including the insulation and renovation of the floor. This includes the following works: the installation of new floor insulation on full ground or basement ceiling insulation, the demolition and construction of load-bearing floors on the ground floor, the installation of a screed, the installation of foundations and the treatment of stability problems. View a list of all works within the floor category and find out with this simulator what premium amount you are entitled to.

Note: It is not enough to renovate your floor or foundation. To be eligible for the Mijn VerbouwPremie (category floor), floor insulation must also be provided. Discover all conditions on Mijnverbouwpremie.be.

EPC label premium for energy renovation (Fluvius)

Do you own a home with poor energy performance? If you renovate the house so thoroughly within 5 years that the EPC label improves significantly, you can receive an EPC label premium. This premium amounts to 2,500 to 5,000 euros, depending on the new energy label that you can present after five years. The EPC label premium can be combined with the My Renovation Premium. Read more about the amounts, conditions and procedure.

Even more interesting subsidies and support measures

My Renovation Loan: renovation loan with interest subsidy

Do you want to make your home more energy efficient? Find out if you are eligible for the My Renovation Loan, an interest-free loan for energy-saving renovation work. With this you can borrow up to a maximum of 60,000 euros without paying interest. The My Renovation Loan can be used to carry out renovations that improve the quality and energy efficiency of your home and can be paid off over a maximum of 25 years. Read more about this interest-free loan.

Tax benefit floor insulation: the reduced VAT rate

When having insulation work carried out, you benefit from a reduced VAT rate: you only pay 6% VAT instead of the usual 21%. Your home must be older than 10 years and the work must be carried out by one contractor. Furthermore, it must be a private home, although it may also be used for professional purposes (but then for less than 50%). Discover this tax benefit.

Reduction of property tax (major energy renovation)

Will you have at least 75% of the outer shell of your home (façade, roof and floor) insulated and will the technical installation for heating or cooling be replaced? Then one speaks of a major energy renovation (IES) and you can get a discount on the withholding tax on real estate. This discount is granted on the basis of the E-level achieved. If you can present an E-level of a maximum of E60 at the end of the works, you do not have to pay property tax for 5 years. Read more about the property tax credit.

Discount registration fees

Are you buying a home and are you going to renovate it radically energetically, or demolish and rebuild it? Then you can enjoy reduced registration fees of 1%. It must concern the only and own home of you as a buyer, and the works must also meet various conditions. Find out the conditions.

Less gift tax

Anyone who is donated a home and who renovates energy-efficiently within 5 years for a total amount of at least 10,000 euros (excluding VAT) is eligible for a reduction of the gift tax. Check the conditions.

Floor renovation planned and would like advice on the right approach? Contact our flooring experts.

Tip: With our handy DIY system you can easily install your floor yourself, even if you have no experience. You are sure of a professional result and you determine your own schedule. View the demo here.